Amy Angulo
CMT,MMT,NMT
Cert # 73149 / NPI # 1831580638
Phone: 406.214.6030
Fax: 406.204.1201
***Only accepting current clients and their referrals! Sorry for this inconvenience!
HSA/FSA
Health Savings Account (HSA)
Q: What are HSAs?
A: An HSA (health savings account) is a tax-advantaged savings account that belongs to the account holder. If an account holder changes jobs, the account and money stay with them, just like a personal bank account. HSAs are always paired with a qualified high-deductible health plan (HDHP). HSAs can reduce your adjusted gross income and lower taxable income. In most states, HSA funds earn interest tax-free. Funds roll over year to year and can be used with Medicare after retirement for qualified medical expenses.
Q: I understand you can use them to pay for Massage Therapy. How does that work?
A: With a letter of medical necessity from a doctor, expenses like Massage Therapy can be recommended to treat a specific medical conditions and would be considered a qualified medical expense.
Flexible Spending Account (FSA)
Q: What are FSAs?
A: A health flexible spending account (FSA) is part of your benefits package. This plan lets you use pre-tax dollars to pay for eligible health care expenses for you, your spouse, and your eligible dependents.
Here’s how an FSA works. Money is set aside from your paycheck before taxes are taken out. You can then use your pre-tax FSA dollars to pay for eligible health care expenses throughout the plan year. You save money on expenses you’re already paying for, like doctors’ office visits, prescription drugs, and much more.
Q: I understand you can use them to pay for Massage Therapy. How does that work?
A: With a letter of medical necessity from a doctor, expenses like Massage Therapy can be recommended to treat
a specific medical conditions and would be considered a qualified medical expense.
For any questions please click the link below!